Call reports 2002
STATE BANK, THE — 2002
What STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,518,000 | 92,397,000 | 92,569,000 | 91,989,000 |
| Total loans | 40,546,000 | 52,620,000 | 50,351,000 | 50,106,000 |
| Allowance for loan losses | 486,000 | 641,000 | 638,000 | 637,000 |
| Securities available for sale | 13,230,000 | 14,663,000 | 33,796,000 | 35,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,192,000 | 73,669,000 | 73,403,000 | 73,820,000 |
| Interest-bearing deposits | 38,144,000 | 65,863,000 | 65,618,000 | 65,432,000 |
| Noninterest-bearing deposits | 7,048,000 | 7,806,000 | 7,785,000 | 8,388,000 |
| Equity capital | 7,311,000 | 9,716,000 | 10,369,000 | 10,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,196,000 | 3,647,000 | 5,142,000 |
| Interest expense | 360,000 | 721,000 | 1,275,000 | 1,812,000 |
| Net interest income | 729,000 | 1,475,000 | 2,372,000 | 3,330,000 |
| Noninterest income | 98,000 | 198,000 | 317,000 | 444,000 |
| Noninterest expense | 452,000 | 921,000 | 1,589,000 | 2,342,000 |
| Provision for loan losses | 0 | 154,000 | 154,000 | 154,000 |
| Pretax income | 375,000 | 598,000 | 946,000 | 1,278,000 |
| Income tax | 176,000 | 187,000 | 203,000 | 207,000 |
| Net income | 199,000 | 411,000 | 743,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,004,000 | 7,578,000 | 7,827,000 | 8,180,000 |
| Total capital | 7,490,000 | 8,219,000 | 8,465,000 | 8,811,000 |
| Risk-weighted assets | 39,401,000 | 52,966,000 | 50,968,000 | 50,450,000 |