Call reports 2001
STATE BANK, THE — 2001
What STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,008,000 | 55,885,000 | 59,673,000 | 60,357,000 |
| Total loans | 38,614,000 | 40,592,000 | 39,662,000 | 41,010,000 |
| Allowance for loan losses | 454,000 | 485,000 | 487,000 | 484,000 |
| Securities available for sale | 11,358,000 | 11,049,000 | 11,145,000 | 11,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,246,000 | 42,499,000 | 46,168,000 | 44,425,000 |
| Interest-bearing deposits | 36,208,000 | 35,889,000 | 39,106,000 | 37,273,000 |
| Noninterest-bearing deposits | 7,038,000 | 6,610,000 | 7,062,000 | 7,152,000 |
| Equity capital | 7,542,000 | 7,749,000 | 7,164,000 | 7,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,177,000 | 3,307,000 | 4,426,000 |
| Interest expense | 441,000 | 883,000 | 1,316,000 | 1,733,000 |
| Net interest income | 636,000 | 1,294,000 | 1,991,000 | 2,693,000 |
| Noninterest income | 93,000 | 201,000 | 303,000 | 412,000 |
| Noninterest expense | 449,000 | 895,000 | 1,375,000 | 2,087,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 250,000 | 540,000 | 859,000 | 958,000 |
| Income tax | 79,000 | 174,000 | 280,000 | 305,000 |
| Net income | 171,000 | 366,000 | 579,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,353,000 | 7,548,000 | 6,860,000 | 6,934,000 |
| Total capital | 7,806,000 | 8,022,000 | 7,338,000 | 7,418,000 |
| Risk-weighted assets | 36,297,000 | 37,887,000 | 38,269,000 | 39,770,000 |