Call reports 2023
CATALYST BANK — 2023
What CATALYST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 264,484,000 | 254,845,000 | 247,080,000 | 261,836,000 |
| Total loans | 132,690,000 | 133,493,000 | 135,672,000 | 144,920,000 |
| Allowance for loan losses | 2,070,000 | 2,081,000 | 2,036,000 | 2,124,000 |
| Securities available for sale | 67,929,000 | 65,117,000 | 61,363,000 | 61,684,000 |
| Securities held to maturity | 13,471,000 | 13,468,000 | 13,464,000 | 13,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,115,000 | 173,537,000 | 166,612,000 | 168,147,000 |
| Interest-bearing deposits | 144,229,000 | 129,891,000 | 131,998,000 | 137,439,000 |
| Noninterest-bearing deposits | 38,886,000 | 43,646,000 | 34,614,000 | 30,708,000 |
| Equity capital | 71,407,000 | 71,058,000 | 69,993,000 | 72,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,501,000 | 6,928,000 | 9,489,000 |
| Interest expense | 301,000 | 720,000 | 1,217,000 | 1,860,000 |
| Net interest income | 1,922,000 | 3,781,000 | 5,711,000 | 7,629,000 |
| Noninterest income | 294,000 | 611,000 | 917,000 | 1,682,000 |
| Noninterest expense | 2,102,000 | 4,184,000 | 6,207,000 | 8,271,000 |
| Provision for loan losses | 0 | -2,000 | -64,000 | 87,000 |
| Pretax income | 114,000 | 208,000 | 421,000 | 912,000 |
| Income tax | 10,000 | 13,000 | 44,000 | 129,000 |
| Net income | 104,000 | 195,000 | 377,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,432,000 | 78,650,000 | 78,925,000 | 79,468,000 |
| Total capital | 80,176,000 | 80,412,000 | 80,726,000 | 81,371,000 |
| Risk-weighted assets | 138,984,000 | 140,397,000 | 143,573,000 | 151,842,000 |