Call reports 2022
CATALYST BANK — 2022
What CATALYST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 274,527,000 | 268,373,000 | 271,870,000 | 251,998,000 |
| Total loans | 132,003,000 | 133,624,000 | 131,701,000 | 133,607,000 |
| Allowance for loan losses | 2,173,000 | 1,980,000 | 1,804,000 | 1,807,000 |
| Securities available for sale | 72,366,000 | 70,549,000 | 67,545,000 | 68,633,000 |
| Securities held to maturity | 13,492,000 | 13,486,000 | 13,480,000 | 13,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,040,000 | 186,602,000 | 192,814,000 | 171,693,000 |
| Interest-bearing deposits | 150,028,000 | 148,335,000 | 152,239,000 | 131,437,000 |
| Noninterest-bearing deposits | 41,012,000 | 38,267,000 | 40,575,000 | 40,256,000 |
| Equity capital | 73,774,000 | 71,948,000 | 69,209,000 | 70,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,789,000 | 5,777,000 | 7,840,000 |
| Interest expense | 160,000 | 315,000 | 477,000 | 683,000 |
| Net interest income | 1,707,000 | 3,474,000 | 5,300,000 | 7,157,000 |
| Noninterest income | 197,000 | 575,000 | 872,000 | 1,173,000 |
| Noninterest expense | 2,113,000 | 4,385,000 | 6,429,000 | 8,371,000 |
| Provision for loan losses | -71,000 | -260,000 | -375,000 | -375,000 |
| Pretax income | -138,000 | -76,000 | 118,000 | 334,000 |
| Income tax | -31,000 | -38,000 | -16,000 | 16,000 |
| Net income | -107,000 | -38,000 | 134,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,713,000 | 77,779,000 | 77,997,000 | 78,527,000 |
| Total capital | 79,395,000 | 79,445,000 | 79,684,000 | 80,275,000 |
| Risk-weighted assets | 134,033,000 | 132,935,000 | 134,853,000 | 139,801,000 |