Call reports 2021
CATALYST BANK — 2021
What CATALYST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 236,453,000 | 238,329,000 | 311,563,000 | 273,811,000 |
| Total loans | 145,695,000 | 140,288,000 | 136,720,000 | 131,842,000 |
| Allowance for loan losses | 3,019,000 | 2,649,000 | 2,646,000 | 2,276,000 |
| Securities available for sale | 26,493,000 | 41,856,000 | 49,682,000 | 76,821,000 |
| Securities held to maturity | 17,517,000 | 15,511,000 | 13,504,000 | 13,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,416,000 | 177,577,000 | 249,460,000 | 186,388,000 |
| Interest-bearing deposits | 146,392,000 | 148,857,000 | 147,369,000 | 146,496,000 |
| Noninterest-bearing deposits | 30,024,000 | 28,720,000 | 102,091,000 | 39,892,000 |
| Equity capital | 50,427,000 | 50,732,000 | 52,000,000 | 77,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,959,000 | 5,815,000 | 7,683,000 |
| Interest expense | 223,000 | 426,000 | 618,000 | 795,000 |
| Net interest income | 1,720,000 | 3,533,000 | 5,197,000 | 6,888,000 |
| Noninterest income | 187,000 | 377,000 | 2,402,000 | 2,626,000 |
| Noninterest expense | 1,726,000 | 3,692,000 | 5,576,000 | 7,732,000 |
| Provision for loan losses | 0 | -286,000 | -286,000 | -660,000 |
| Pretax income | 181,000 | 504,000 | 2,309,000 | 2,442,000 |
| Income tax | 30,000 | 93,000 | 465,000 | 493,000 |
| Net income | 151,000 | 411,000 | 1,844,000 | 1,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,647,000 | 50,837,000 | 52,270,000 | 77,819,000 |
| Total capital | 52,200,000 | 52,367,000 | 53,960,000 | 79,360,000 |
| Risk-weighted assets | 122,788,000 | 121,274,000 | 134,216,000 | 122,532,000 |