Call reports 2019
CATALYST BANK — 2019
What CATALYST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 225,795,000 | 219,725,000 | 219,997,000 | 218,640,000 |
| Total loans | 164,158,000 | 163,545,000 | 162,820,000 | 163,654,000 |
| Allowance for loan losses | 2,093,000 | 2,056,000 | 2,054,000 | 2,071,000 |
| Securities available for sale | 13,125,000 | 13,048,000 | 13,962,000 | 14,221,000 |
| Securities held to maturity | 19,000,000 | 19,000,000 | 16,999,000 | 13,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,761,000 | 143,336,000 | 142,972,000 | 141,128,000 |
| Interest-bearing deposits | 134,299,000 | 126,702,000 | 126,437,000 | 124,191,000 |
| Noninterest-bearing deposits | 15,462,000 | 16,634,000 | 16,535,000 | 16,937,000 |
| Equity capital | 49,761,000 | 50,041,000 | 50,305,000 | 50,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,491,000 | 6,730,000 | 8,968,000 |
| Interest expense | 473,000 | 956,000 | 1,434,000 | 1,907,000 |
| Net interest income | 1,776,000 | 3,535,000 | 5,296,000 | 7,061,000 |
| Noninterest income | 77,000 | 149,000 | 278,000 | 688,000 |
| Noninterest expense | 1,543,000 | 3,094,000 | 4,649,000 | 6,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 310,000 | 590,000 | 925,000 | 1,673,000 |
| Income tax | 78,000 | 152,000 | 226,000 | 335,000 |
| Net income | 232,000 | 438,000 | 699,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,873,000 | 50,078,000 | 50,339,000 | 51,003,000 |
| Total capital | 51,475,000 | 51,665,000 | 51,915,000 | 52,608,000 |
| Risk-weighted assets | 127,632,000 | 126,487,000 | 125,642,000 | 127,973,000 |