Call reports 2018
CATALYST BANK — 2018
What CATALYST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 229,935,000 | 227,228,000 | 230,150,000 | 221,620,000 |
| Total loans | 165,246,000 | 163,473,000 | 163,701,000 | 163,042,000 |
| Allowance for loan losses | 2,085,000 | 2,037,000 | 1,980,000 | 2,125,000 |
| Securities available for sale | 15,509,000 | 15,358,000 | 16,213,000 | 15,172,000 |
| Securities held to maturity | 19,000,000 | 19,000,000 | 19,000,000 | 19,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,499,000 | 157,459,000 | 149,808,000 | 146,324,000 |
| Interest-bearing deposits | 145,392,000 | 143,477,000 | 136,069,000 | 133,367,000 |
| Noninterest-bearing deposits | 13,107,000 | 13,982,000 | 13,739,000 | 12,957,000 |
| Equity capital | 48,340,000 | 48,595,000 | 48,942,000 | 49,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,369,000 | 6,580,000 | 8,773,000 |
| Interest expense | 221,000 | 581,000 | 962,000 | 1,377,000 |
| Net interest income | 1,916,000 | 3,788,000 | 5,618,000 | 7,396,000 |
| Noninterest income | 78,000 | 139,000 | 294,000 | 415,000 |
| Noninterest expense | 1,577,000 | 3,128,000 | 4,645,000 | 5,830,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | 365,000 |
| Pretax income | 417,000 | 734,000 | 1,202,000 | 1,616,000 |
| Income tax | 94,000 | 155,000 | 261,000 | 266,000 |
| Net income | 323,000 | 579,000 | 941,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,614,000 | 48,870,000 | 49,232,000 | 49,640,000 |
| Total capital | 50,256,000 | 50,467,000 | 50,829,000 | 51,212,000 |
| Risk-weighted assets | 130,889,000 | 127,319,000 | 127,427,000 | 125,224,000 |