Call reports 2017
CATALYST BANK — 2017
What CATALYST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 229,746,000 | 227,933,000 | 221,477,000 | 214,349,000 |
| Total loans | 168,246,000 | 167,683,000 | 166,846,000 | 165,561,000 |
| Allowance for loan losses | 2,199,000 | 2,230,000 | 2,201,000 | 2,244,000 |
| Securities available for sale | 11,120,000 | 16,143,000 | 15,985,000 | 15,745,000 |
| Securities held to maturity | 19,003,000 | 19,000,000 | 19,000,000 | 19,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,897,000 | 168,972,000 | 162,404,000 | 155,413,000 |
| Interest-bearing deposits | 157,720,000 | 155,096,000 | 149,661,000 | 142,618,000 |
| Noninterest-bearing deposits | 14,177,000 | 13,876,000 | 12,743,000 | 12,795,000 |
| Equity capital | 46,773,000 | 47,110,000 | 47,457,000 | 48,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,434,000 | 6,688,000 | 8,876,000 |
| Interest expense | 223,000 | 444,000 | 661,000 | 873,000 |
| Net interest income | 1,977,000 | 3,990,000 | 6,027,000 | 8,003,000 |
| Noninterest income | 66,000 | 101,000 | 240,000 | 372,000 |
| Noninterest expense | 1,504,000 | 3,046,000 | 4,554,000 | 5,764,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 295,000 |
| Pretax income | 539,000 | 1,045,000 | 1,588,000 | 2,316,000 |
| Income tax | 200,000 | 385,000 | 567,000 | 568,000 |
| Net income | 339,000 | 660,000 | 1,021,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,882,000 | 47,204,000 | 47,564,000 | 48,291,000 |
| Total capital | 48,494,000 | 48,808,000 | 49,151,000 | 49,853,000 |
| Risk-weighted assets | 128,399,000 | 127,726,000 | 126,384,000 | 124,263,000 |