Call reports 2012
STATE BANK OF PRAIRIE DU ROCHER — 2012
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 64,452,000 | 66,103,000 | 65,232,000 |
| Total loans | 36,647,000 | 38,333,000 | 39,239,000 |
| Allowance for loan losses | 220,000 | 224,000 | 228,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 17,802,000 | 17,495,000 | 16,985,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,260,000 | 60,802,000 | 60,391,000 |
| Interest-bearing deposits | 54,499,000 | 56,259,000 | 56,318,000 |
| Noninterest-bearing deposits | 4,761,000 | 4,543,000 | 4,073,000 |
| Equity capital | 4,697,000 | 4,772,000 | 4,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 645,000 | 1,296,000 | 1,958,000 |
| Interest expense | 192,000 | 387,000 | 574,000 |
| Net interest income | 453,000 | 909,000 | 1,384,000 |
| Noninterest income | 111,000 | 227,000 | 356,000 |
| Noninterest expense | 438,000 | 813,000 | 1,208,000 |
| Provision for loan losses | 0 | 6,000 | 11,000 |
| Pretax income | 126,000 | 317,000 | 521,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 126,000 | 317,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 4,697,000 | 4,772,000 | 4,344,000 |
| Total capital | 4,917,000 | 4,996,000 | 4,572,000 |
| Risk-weighted assets | 36,163,000 | 37,399,000 | 37,882,000 |