Call reports 2011
STATE BANK OF PRAIRIE DU ROCHER — 2011
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,440,000 | 58,552,000 | 58,570,000 | 60,254,000 |
| Total loans | 35,216,000 | 35,381,000 | 35,828,000 | 36,724,000 |
| Allowance for loan losses | 256,000 | 255,000 | 251,000 | 225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,369,000 | 18,215,000 | 16,142,000 | 16,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,694,000 | 53,697,000 | 53,616,000 | 55,166,000 |
| Interest-bearing deposits | 48,984,000 | 49,518,000 | 49,402,000 | 51,168,000 |
| Noninterest-bearing deposits | 4,710,000 | 4,179,000 | 4,214,000 | 3,998,000 |
| Equity capital | 4,349,000 | 4,431,000 | 4,503,000 | 4,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,321,000 | 1,976,000 | 2,625,000 |
| Interest expense | 203,000 | 406,000 | 603,000 | 796,000 |
| Net interest income | 450,000 | 915,000 | 1,373,000 | 1,829,000 |
| Noninterest income | 107,000 | 230,000 | 355,000 | 471,000 |
| Noninterest expense | 374,000 | 771,000 | 1,147,000 | 1,587,000 |
| Provision for loan losses | 0 | 0 | 2,000 | -2,000 |
| Pretax income | 183,000 | 374,000 | 579,000 | 715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 374,000 | 579,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,349,000 | 4,431,000 | 4,503,000 | 4,585,000 |
| Total capital | 4,605,000 | 4,686,000 | 4,754,000 | 4,810,000 |
| Risk-weighted assets | 33,860,000 | 34,144,000 | 34,291,000 | 35,389,000 |