Call reports 2010
STATE BANK OF PRAIRIE DU ROCHER — 2010
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,781,000 | 51,154,000 | 51,091,000 | 53,223,000 |
| Total loans | 33,121,000 | 33,036,000 | 34,554,000 | 35,271,000 |
| Allowance for loan losses | 257,000 | 255,000 | 260,000 | 257,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,084,000 | 13,620,000 | 12,597,000 | 13,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,451,000 | 46,729,000 | 46,560,000 | 48,572,000 |
| Interest-bearing deposits | 40,802,000 | 41,611,000 | 42,142,000 | 44,024,000 |
| Noninterest-bearing deposits | 4,649,000 | 5,118,000 | 4,418,000 | 4,548,000 |
| Equity capital | 4,016,000 | 4,086,000 | 4,172,000 | 4,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,285,000 | 1,941,000 | 2,594,000 |
| Interest expense | 210,000 | 423,000 | 638,000 | 848,000 |
| Net interest income | 426,000 | 862,000 | 1,303,000 | 1,746,000 |
| Noninterest income | 71,000 | 158,000 | 255,000 | 361,000 |
| Noninterest expense | 313,000 | 666,000 | 1,026,000 | 1,469,000 |
| Provision for loan losses | 7,000 | 4,000 | 13,000 | 13,000 |
| Pretax income | 177,000 | 350,000 | 519,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 350,000 | 519,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,016,000 | 4,086,000 | 4,172,000 | 4,235,000 |
| Total capital | 4,273,000 | 4,341,000 | 4,432,000 | 4,492,000 |
| Risk-weighted assets | 31,069,000 | 31,277,000 | 32,116,000 | 32,759,000 |