Call reports 2009
STATE BANK OF PRAIRIE DU ROCHER — 2009
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,312,000 | 46,157,000 | 46,252,000 | 47,353,000 |
| Total loans | 30,909,000 | 31,926,000 | 32,712,000 | 32,994,000 |
| Allowance for loan losses | 231,000 | 245,000 | 254,000 | 251,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,648,000 | 10,873,000 | 10,861,000 | 11,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,327,000 | 42,093,000 | 42,105,000 | 43,085,000 |
| Interest-bearing deposits | 35,178,000 | 37,681,000 | 37,841,000 | 38,683,000 |
| Noninterest-bearing deposits | 4,149,000 | 4,412,000 | 4,264,000 | 4,402,000 |
| Equity capital | 3,728,000 | 3,764,000 | 3,844,000 | 3,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,179,000 | 1,813,000 | 2,440,000 |
| Interest expense | 210,000 | 422,000 | 642,000 | 856,000 |
| Net interest income | 367,000 | 757,000 | 1,171,000 | 1,584,000 |
| Noninterest income | 68,000 | 155,000 | 232,000 | 306,000 |
| Noninterest expense | 292,000 | 604,000 | 946,000 | 1,315,000 |
| Provision for loan losses | 17,000 | 30,000 | 40,000 | 39,000 |
| Pretax income | 126,000 | 278,000 | 417,000 | 536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 278,000 | 417,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,728,000 | 3,764,000 | 3,844,000 | 3,910,000 |
| Total capital | 3,959,000 | 4,009,000 | 4,098,000 | 4,161,000 |
| Risk-weighted assets | 28,547,000 | 29,936,000 | 30,382,000 | 30,369,000 |