Call reports 2008
STATE BANK OF PRAIRIE DU ROCHER — 2008
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,275,000 | 41,968,000 | 40,758,000 | 41,607,000 |
| Total loans | 27,876,000 | 28,308,000 | 28,257,000 | 28,721,000 |
| Allowance for loan losses | 206,000 | 209,000 | 212,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,993,000 | 5,708,000 | 6,760,000 | 6,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,423,000 | 38,032,000 | 36,863,000 | 37,640,000 |
| Interest-bearing deposits | 33,598,000 | 33,961,000 | 33,466,000 | 33,921,000 |
| Noninterest-bearing deposits | 3,825,000 | 4,071,000 | 3,397,000 | 3,719,000 |
| Equity capital | 3,558,000 | 3,600,000 | 3,636,000 | 3,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,197,000 | 1,784,000 | 2,365,000 |
| Interest expense | 273,000 | 537,000 | 792,000 | 1,030,000 |
| Net interest income | 313,000 | 660,000 | 992,000 | 1,335,000 |
| Noninterest income | 51,000 | 111,000 | 174,000 | 248,000 |
| Noninterest expense | 308,000 | 605,000 | 916,000 | 1,266,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 7,000 |
| Pretax income | 56,000 | 166,000 | 247,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 166,000 | 247,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,558,000 | 3,600,000 | 3,636,000 | 3,664,000 |
| Total capital | 3,764,000 | 3,809,000 | 3,848,000 | 3,879,000 |
| Risk-weighted assets | 25,660,000 | 26,334,000 | 25,854,000 | 26,874,000 |