Call reports 2007
STATE BANK OF PRAIRIE DU ROCHER — 2007
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,797,000 | 42,104,000 | 39,206,000 | 39,087,000 |
| Total loans | 27,895,000 | 28,021,000 | 28,641,000 | 28,436,000 |
| Allowance for loan losses | 201,000 | 200,000 | 206,000 | 205,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,594,000 | 10,192,000 | 8,491,000 | 3,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,093,000 | 38,241,000 | 34,567,000 | 35,233,000 |
| Interest-bearing deposits | 33,862,000 | 33,878,000 | 30,944,000 | 31,264,000 |
| Noninterest-bearing deposits | 4,231,000 | 4,363,000 | 3,623,000 | 3,969,000 |
| Equity capital | 3,360,000 | 3,455,000 | 3,507,000 | 3,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,254,000 | 1,900,000 | 2,510,000 |
| Interest expense | 286,000 | 585,000 | 878,000 | 1,154,000 |
| Net interest income | 330,000 | 669,000 | 1,022,000 | 1,356,000 |
| Noninterest income | 43,000 | 105,000 | 160,000 | 220,000 |
| Noninterest expense | 292,000 | 565,000 | 848,000 | 1,185,000 |
| Provision for loan losses | -2,000 | -2,000 | 3,000 | 2,000 |
| Pretax income | 83,000 | 211,000 | 331,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 211,000 | 331,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,360,000 | 3,455,000 | 3,507,000 | 3,515,000 |
| Total capital | 3,561,000 | 3,655,000 | 3,713,000 | 3,720,000 |
| Risk-weighted assets | 25,460,000 | 25,763,000 | 25,804,000 | 25,523,000 |