Call reports 2006
STATE BANK OF PRAIRIE DU ROCHER — 2006
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,734,000 | 39,385,000 | 39,859,000 | 40,930,000 |
| Total loans | 27,813,000 | 27,920,000 | 28,707,000 | 28,643,000 |
| Allowance for loan losses | 276,000 | 273,000 | 285,000 | 204,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,476,000 | 9,375,000 | 8,575,000 | 7,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,382,000 | 35,906,000 | 36,321,000 | 37,191,000 |
| Interest-bearing deposits | 32,962,000 | 31,918,000 | 32,904,000 | 31,626,000 |
| Noninterest-bearing deposits | 3,420,000 | 3,988,000 | 3,417,000 | 5,565,000 |
| Equity capital | 3,076,000 | 3,156,000 | 3,222,000 | 3,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,112,000 | 1,693,000 | 2,291,000 |
| Interest expense | 222,000 | 457,000 | 712,000 | 992,000 |
| Net interest income | 326,000 | 655,000 | 981,000 | 1,299,000 |
| Noninterest income | 35,000 | 74,000 | 117,000 | 163,000 |
| Noninterest expense | 273,000 | 531,000 | 809,000 | 1,102,000 |
| Provision for loan losses | 4,000 | 1,000 | 12,000 | -66,000 |
| Pretax income | 84,000 | 197,000 | 277,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 197,000 | 277,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,076,000 | 3,156,000 | 3,222,000 | 3,317,000 |
| Total capital | 3,352,000 | 3,429,000 | 3,507,000 | 3,521,000 |
| Risk-weighted assets | 24,716,000 | 24,751,000 | 25,426,000 | 25,782,000 |