Call reports 2004
STATE BANK OF PRAIRIE DU ROCHER — 2004
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,517,000 | 40,930,000 | 40,171,000 | 40,008,000 |
| Total loans | 23,030,000 | 24,984,000 | 25,417,000 | 26,818,000 |
| Allowance for loan losses | 226,000 | 259,000 | 258,000 | 264,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,361,000 | 13,849,000 | 12,114,000 | 10,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,608,000 | 36,835,000 | 35,708,000 | 36,508,000 |
| Interest-bearing deposits | 33,357,000 | 33,416,000 | 32,939,000 | 32,939,000 |
| Noninterest-bearing deposits | 3,251,000 | 3,419,000 | 2,769,000 | 3,569,000 |
| Equity capital | 2,686,000 | 2,779,000 | 2,834,000 | 2,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 982,000 | 1,505,000 | 2,035,000 |
| Interest expense | 189,000 | 377,000 | 568,000 | 763,000 |
| Net interest income | 292,000 | 605,000 | 937,000 | 1,272,000 |
| Noninterest income | 29,000 | 58,000 | 90,000 | 129,000 |
| Noninterest expense | 256,000 | 484,000 | 763,000 | 1,064,000 |
| Provision for loan losses | 2,000 | 9,000 | 9,000 | 21,000 |
| Pretax income | 63,000 | 170,000 | 255,000 | 316,000 |
| Income tax | 30,000 | 44,000 | 74,000 | 97,000 |
| Net income | 33,000 | 126,000 | 181,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,686,000 | 2,779,000 | 2,834,000 | 2,872,000 |
| Total capital | 2,912,000 | 3,038,000 | 3,092,000 | 3,136,000 |
| Risk-weighted assets | 21,800,000 | 23,134,000 | 23,763,000 | 24,357,000 |