Call reports 2003
STATE BANK OF PRAIRIE DU ROCHER — 2003
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,319,000 | 37,855,000 | 37,750,000 | 38,706,000 |
| Total loans | 22,469,000 | 22,469,000 | 22,694,000 | 22,668,000 |
| Allowance for loan losses | 278,000 | 280,000 | 280,000 | 224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,707,000 | 11,163,000 | 12,862,000 | 13,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,777,000 | 35,282,000 | 35,109,000 | 35,797,000 |
| Interest-bearing deposits | 30,982,000 | 32,724,000 | 32,390,000 | 32,869,000 |
| Noninterest-bearing deposits | 2,795,000 | 2,558,000 | 2,719,000 | 2,928,000 |
| Equity capital | 2,309,000 | 2,334,000 | 2,420,000 | 2,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 999,000 | 1,518,000 | 2,009,000 |
| Interest expense | 238,000 | 472,000 | 684,000 | 884,000 |
| Net interest income | 266,000 | 527,000 | 834,000 | 1,125,000 |
| Noninterest income | 24,000 | 49,000 | 76,000 | 103,000 |
| Noninterest expense | 223,000 | 432,000 | 656,000 | 916,000 |
| Provision for loan losses | -10,000 | -8,000 | -9,000 | -62,000 |
| Pretax income | 77,000 | 152,000 | 263,000 | 374,000 |
| Income tax | 25,000 | 50,000 | 75,000 | 118,000 |
| Net income | 52,000 | 102,000 | 188,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,309,000 | 2,334,000 | 2,420,000 | 2,653,000 |
| Total capital | 2,573,000 | 2,601,000 | 2,685,000 | 2,877,000 |
| Risk-weighted assets | 21,095,000 | 21,358,000 | 21,193,000 | 21,339,000 |