Call reports 2002
STATE BANK OF PRAIRIE DU ROCHER — 2002
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,980,000 | 29,877,000 | 31,801,000 | 33,482,000 |
| Total loans | 21,000,000 | 21,798,000 | 21,911,000 | 21,601,000 |
| Allowance for loan losses | 276,000 | 285,000 | 295,000 | 288,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,762,000 | 5,699,000 | 6,148,000 | 8,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,916,000 | 27,265,000 | 29,291,000 | 30,927,000 |
| Interest-bearing deposits | 26,914,000 | 25,084,000 | 27,108,000 | 28,479,000 |
| Noninterest-bearing deposits | 2,002,000 | 2,181,000 | 2,183,000 | 2,448,000 |
| Equity capital | 1,836,000 | 2,221,000 | 2,271,000 | 2,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 963,000 | 1,479,000 | 1,962,000 |
| Interest expense | 243,000 | 475,000 | 712,000 | 951,000 |
| Net interest income | 227,000 | 488,000 | 767,000 | 1,011,000 |
| Noninterest income | 15,000 | 32,000 | 51,000 | 75,000 |
| Noninterest expense | 172,000 | 385,000 | 592,000 | 819,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 18,000 |
| Pretax income | 61,000 | 117,000 | 199,000 | 249,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 74,000 |
| Net income | 49,000 | 93,000 | 163,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,836,000 | 2,221,000 | 2,271,000 | 2,257,000 |
| Total capital | 2,071,000 | 2,461,000 | 2,517,000 | 2,506,000 |
| Risk-weighted assets | 18,781,000 | 19,130,000 | 19,605,000 | 19,910,000 |