Call reports 2001
STATE BANK OF PRAIRIE DU ROCHER — 2001
What STATE BANK OF PRAIRIE DU ROCHER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,946,000 | 25,073,000 | 27,051,000 | 28,259,000 |
| Total loans | 16,746,000 | 18,078,000 | 18,931,000 | 19,884,000 |
| Allowance for loan losses | 243,000 | 256,000 | 266,000 | 267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,761,000 | 3,232,000 | 3,126,000 | 4,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,962,000 | 23,059,000 | 25,007,000 | 26,273,000 |
| Interest-bearing deposits | 21,436,000 | 21,337,000 | 23,122,000 | 24,117,000 |
| Noninterest-bearing deposits | 1,526,000 | 1,722,000 | 1,885,000 | 2,156,000 |
| Equity capital | 1,707,000 | 1,710,000 | 1,729,000 | 1,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 881,000 | 1,332,000 | 1,791,000 |
| Interest expense | 260,000 | 519,000 | 778,000 | 1,033,000 |
| Net interest income | 176,000 | 362,000 | 554,000 | 758,000 |
| Noninterest income | 12,000 | 27,000 | 41,000 | 56,000 |
| Noninterest expense | 159,000 | 333,000 | 498,000 | 708,000 |
| Provision for loan losses | 12,000 | 24,000 | 34,000 | 36,000 |
| Pretax income | 17,000 | 32,000 | 63,000 | 70,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 12,000 |
| Net income | 5,000 | 8,000 | 27,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,707,000 | 1,710,000 | 1,729,000 | 1,730,000 |
| Total capital | 1,900,000 | 1,915,000 | 1,940,000 | 1,947,000 |
| Risk-weighted assets | 15,406,000 | 16,319,000 | 16,813,000 | 17,275,000 |