Call reports 2026
RICHWOOD BANKING COMPANY, INC., THE — 2026
What RICHWOOD BANKING COMPANY, INC., THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,272,143,000 | 1,296,076,000 |
| Total loans | 870,500,000 | 888,215,000 |
| Allowance for loan losses | 9,005,000 | 9,469,000 |
| Securities available for sale | 279,628,000 | 282,045,000 |
| Securities held to maturity | 3,342,000 | 3,339,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,132,671,000 | 1,062,849,000 |
| Interest-bearing deposits | 1,029,430,000 | 957,282,000 |
| Noninterest-bearing deposits | 103,241,000 | 105,567,000 |
| Equity capital | 119,581,000 | 128,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,200,000 | 33,134,000 |
| Interest expense | 3,756,000 | 7,879,000 |
| Net interest income | 12,444,000 | 25,255,000 |
| Noninterest income | 1,565,000 | 3,224,000 |
| Noninterest expense | 9,475,000 | 18,310,000 |
| Provision for loan losses | 223,000 | 907,000 |
| Pretax income | 4,253,000 | 9,374,000 |
| Income tax | 703,000 | 1,384,000 |
| Net income | 3,550,000 | 7,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 134,254,000 | 138,822,000 |
| Total capital | 143,825,000 | 148,786,000 |
| Risk-weighted assets | 1,036,431,000 | 1,008,036,000 |