Call reports 2026
UNITED BANK — 2026
What UNITED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 319,452,000 | 295,963,000 |
| Total loans | 248,964,000 | 247,574,000 |
| Allowance for loan losses | 3,911,000 | 3,912,000 |
| Securities available for sale | 14,911,000 | 16,890,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 283,991,000 | 260,253,000 |
| Interest-bearing deposits | 243,813,000 | 223,081,000 |
| Noninterest-bearing deposits | 40,178,000 | 37,172,000 |
| Equity capital | 31,517,000 | 31,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,923,000 | 9,828,000 |
| Interest expense | 1,809,000 | 3,562,000 |
| Net interest income | 3,114,000 | 6,266,000 |
| Noninterest income | 107,000 | 239,000 |
| Noninterest expense | 2,286,000 | 4,626,000 |
| Provision for loan losses | 20,000 | 20,000 |
| Pretax income | 875,000 | 1,819,000 |
| Income tax | 0 | 0 |
| Net income | 875,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,717,000 | 32,236,000 |
| Total capital | 34,761,000 | 35,251,000 |
| Risk-weighted assets | 242,352,000 | 240,020,000 |