Call reports 2024
UNITED BANK — 2024
What UNITED BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 285,069,000 | 280,305,000 | 285,971,000 | 289,448,000 |
| Total loans | 230,087,000 | 238,660,000 | 245,273,000 | 243,644,000 |
| Allowance for loan losses | 3,407,000 | 3,410,000 | 3,434,000 | 3,531,000 |
| Securities available for sale | 2,399,000 | 5,151,000 | 4,906,000 | 6,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,992,000 | 232,797,000 | 238,848,000 | 241,086,000 |
| Interest-bearing deposits | 194,227,000 | 193,766,000 | 201,635,000 | 201,704,000 |
| Noninterest-bearing deposits | 42,765,000 | 39,031,000 | 37,213,000 | 39,382,000 |
| Equity capital | 27,931,000 | 28,367,000 | 28,882,000 | 29,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,843,000 | 8,108,000 | 12,514,000 | 17,196,000 |
| Interest expense | 1,890,000 | 3,762,000 | 5,790,000 | 7,740,000 |
| Net interest income | 1,953,000 | 4,346,000 | 6,724,000 | 9,456,000 |
| Noninterest income | 125,000 | 263,000 | 416,000 | 548,000 |
| Noninterest expense | 2,021,000 | 4,115,000 | 6,237,000 | 8,387,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 215,000 |
| Pretax income | 57,000 | 494,000 | 883,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 494,000 | 883,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,254,000 | 28,691,000 | 29,080,000 | 29,598,000 |
| Total capital | 30,859,000 | 31,499,000 | 31,940,000 | 32,442,000 |
| Risk-weighted assets | 207,441,000 | 223,912,000 | 228,100,000 | 226,716,000 |