Call reports 2023
UNITED BANK — 2023
What UNITED BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 279,634,000 | 282,056,000 | 270,374,000 | 270,442,000 |
| Total loans | 237,075,000 | 235,592,000 | 229,369,000 | 227,930,000 |
| Allowance for loan losses | 3,393,000 | 3,396,000 | 3,400,000 | 3,403,000 |
| Securities available for sale | 2,848,000 | 2,721,000 | 2,511,000 | 2,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,237,000 | 215,654,000 | 216,171,000 | 225,198,000 |
| Interest-bearing deposits | 184,442,000 | 177,052,000 | 178,430,000 | 189,408,000 |
| Noninterest-bearing deposits | 41,795,000 | 38,602,000 | 37,741,000 | 35,790,000 |
| Equity capital | 24,874,000 | 24,897,000 | 24,692,000 | 27,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,728,000 | 10,392,000 | 14,166,000 |
| Interest expense | 1,284,000 | 2,734,000 | 4,530,000 | 6,454,000 |
| Net interest income | 1,986,000 | 3,994,000 | 5,862,000 | 7,712,000 |
| Noninterest income | 108,000 | 263,000 | 389,000 | 534,000 |
| Noninterest expense | 1,929,000 | 3,987,000 | 6,046,000 | 7,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 270,000 | 205,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 270,000 | 205,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,210,000 | 25,236,000 | 25,120,000 | 28,197,000 |
| Total capital | 27,959,000 | 27,917,000 | 27,720,000 | 30,805,000 |
| Risk-weighted assets | 219,127,000 | 213,562,000 | 207,040,000 | 207,676,000 |