Call reports 2022
UNITED BANK — 2022
What UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 259,270,000 | 255,539,000 | 261,726,000 | 273,211,000 |
| Total loans | 209,255,000 | 218,576,000 | 225,742,000 | 234,161,000 |
| Allowance for loan losses | 3,034,000 | 3,250,000 | 3,275,000 | 3,390,000 |
| Securities available for sale | 3,613,000 | 3,310,000 | 2,963,000 | 2,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,607,000 | 223,746,000 | 216,801,000 | 207,204,000 |
| Interest-bearing deposits | 187,926,000 | 177,348,000 | 175,013,000 | 170,855,000 |
| Noninterest-bearing deposits | 39,681,000 | 46,398,000 | 41,788,000 | 36,349,000 |
| Equity capital | 24,431,000 | 24,380,000 | 24,557,000 | 24,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,082,000 | 7,895,000 | 11,002,000 |
| Interest expense | 337,000 | 672,000 | 1,016,000 | 1,877,000 |
| Net interest income | 2,149,000 | 4,410,000 | 6,879,000 | 9,125,000 |
| Noninterest income | 364,000 | 627,000 | 797,000 | 1,008,000 |
| Noninterest expense | 2,036,000 | 4,105,000 | 6,298,000 | 8,410,000 |
| Provision for loan losses | 0 | 212,000 | 234,000 | 345,000 |
| Pretax income | 477,000 | 720,000 | 1,144,000 | 1,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 720,000 | 1,144,000 | 1,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,633,000 | 24,687,000 | 25,036,000 | 25,115,000 |
| Total capital | 27,257,000 | 27,323,000 | 27,713,000 | 27,883,000 |
| Risk-weighted assets | 209,497,000 | 210,252,000 | 213,474,000 | 220,636,000 |