Call reports 2021
UNITED BANK — 2021
What UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 232,868,000 | 239,678,000 | 248,239,000 | 259,252,000 |
| Total loans | 171,798,000 | 188,684,000 | 207,891,000 | 218,434,000 |
| Allowance for loan losses | 2,515,000 | 2,507,000 | 2,676,000 | 3,022,000 |
| Securities available for sale | 2,838,000 | 4,592,000 | 4,314,000 | 4,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,408,000 | 208,118,000 | 216,450,000 | 227,347,000 |
| Interest-bearing deposits | 160,487,000 | 168,522,000 | 178,131,000 | 188,798,000 |
| Noninterest-bearing deposits | 40,921,000 | 39,596,000 | 38,319,000 | 38,549,000 |
| Equity capital | 23,630,000 | 23,699,000 | 24,178,000 | 24,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,668,000 | 7,352,000 | 10,293,000 |
| Interest expense | 443,000 | 855,000 | 1,239,000 | 1,602,000 |
| Net interest income | 1,816,000 | 3,813,000 | 6,113,000 | 8,691,000 |
| Noninterest income | 907,000 | 1,717,000 | 2,669,000 | 3,420,000 |
| Noninterest expense | 2,024,000 | 4,073,000 | 6,263,000 | 8,550,000 |
| Provision for loan losses | 17,000 | 17,000 | 129,000 | 299,000 |
| Pretax income | 682,000 | 1,440,000 | 2,390,000 | 3,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,440,000 | 2,390,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,541,000 | 23,631,000 | 24,105,000 | 24,547,000 |
| Total capital | 25,643,000 | 25,977,000 | 26,731,000 | 27,275,000 |
| Risk-weighted assets | 167,686,000 | 187,460,000 | 210,026,000 | 217,919,000 |