Call reports 2020
UNITED BANK — 2020
What UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 194,210,000 | 221,582,000 | 222,408,000 | 217,018,000 |
| Total loans | 162,747,000 | 180,001,000 | 180,735,000 | 183,210,000 |
| Allowance for loan losses | 2,199,000 | 2,314,000 | 2,437,000 | 2,427,000 |
| Securities available for sale | 3,996,000 | 3,750,000 | 3,436,000 | 3,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,349,000 | 178,963,000 | 179,948,000 | 180,033,000 |
| Interest-bearing deposits | 139,248,000 | 146,272,000 | 148,062,000 | 147,746,000 |
| Noninterest-bearing deposits | 23,101,000 | 32,691,000 | 31,886,000 | 32,287,000 |
| Equity capital | 23,379,000 | 23,562,000 | 23,919,000 | 23,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,305,000 | 4,931,000 | 7,467,000 | 9,696,000 |
| Interest expense | 603,000 | 1,174,000 | 1,677,000 | 2,154,000 |
| Net interest income | 1,702,000 | 3,757,000 | 5,790,000 | 7,542,000 |
| Noninterest income | 395,000 | 1,029,000 | 2,050,000 | 3,051,000 |
| Noninterest expense | 1,636,000 | 3,584,000 | 5,543,000 | 7,591,000 |
| Provision for loan losses | 0 | 114,000 | 227,000 | 226,000 |
| Pretax income | 461,000 | 1,088,000 | 2,070,000 | 2,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 1,088,000 | 2,070,000 | 2,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,265,000 | 23,443,000 | 23,813,000 | 23,547,000 |
| Total capital | 25,255,000 | 25,398,000 | 25,882,000 | 25,767,000 |
| Risk-weighted assets | 158,939,000 | 155,992,000 | 165,132,000 | 177,373,000 |