Call reports 2019
UNITED BANK — 2019
What UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 193,800,000 | 194,352,000 | 201,291,000 | 202,197,000 |
| Total loans | 155,763,000 | 152,132,000 | 167,178,000 | 163,853,000 |
| Allowance for loan losses | 2,217,000 | 2,208,000 | 2,210,000 | 2,168,000 |
| Securities available for sale | 4,741,000 | 4,532,000 | 4,321,000 | 4,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,962,000 | 163,346,000 | 152,592,000 | 160,223,000 |
| Interest-bearing deposits | 143,236,000 | 140,815,000 | 129,855,000 | 140,554,000 |
| Noninterest-bearing deposits | 19,726,000 | 22,531,000 | 22,737,000 | 19,669,000 |
| Equity capital | 23,076,000 | 23,196,000 | 23,370,000 | 23,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,591,000 | 6,913,000 | 9,364,000 |
| Interest expense | 678,000 | 1,377,000 | 2,003,000 | 2,641,000 |
| Net interest income | 1,605,000 | 3,214,000 | 4,910,000 | 6,723,000 |
| Noninterest income | 264,000 | 687,000 | 1,220,000 | 1,573,000 |
| Noninterest expense | 1,473,000 | 3,037,000 | 4,668,000 | 6,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 864,000 | 1,462,000 | 2,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 864,000 | 1,462,000 | 2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,152,000 | 23,233,000 | 23,375,000 | 23,417,000 |
| Total capital | 25,018,000 | 25,099,000 | 25,459,000 | 25,424,000 |
| Risk-weighted assets | 148,819,000 | 148,875,000 | 166,489,000 | 160,352,000 |