Call reports 2017
UNITED BANK — 2017
What UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 176,409,000 | 178,730,000 | 184,680,000 | 185,194,000 |
| Total loans | 142,829,000 | 147,481,000 | 153,585,000 | 152,155,000 |
| Allowance for loan losses | 2,240,000 | 2,294,000 | 2,356,000 | 2,302,000 |
| Securities available for sale | 7,167,000 | 6,862,000 | 6,484,000 | 6,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,790,000 | 137,590,000 | 134,708,000 | 141,402,000 |
| Interest-bearing deposits | 119,649,000 | 117,510,000 | 113,270,000 | 121,378,000 |
| Noninterest-bearing deposits | 24,141,000 | 20,080,000 | 21,438,000 | 20,024,000 |
| Equity capital | 22,553,000 | 22,952,000 | 22,992,000 | 23,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,830,000 | 5,883,000 | 7,960,000 |
| Interest expense | 282,000 | 584,000 | 919,000 | 1,331,000 |
| Net interest income | 1,565,000 | 3,246,000 | 4,964,000 | 6,629,000 |
| Noninterest income | 322,000 | 785,000 | 1,159,000 | 1,439,000 |
| Noninterest expense | 1,568,000 | 3,058,000 | 4,602,000 | 6,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 973,000 | 1,521,000 | 2,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 973,000 | 1,521,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,553,000 | 22,952,000 | 22,992,000 | 23,087,000 |
| Total capital | 24,313,000 | 24,811,000 | 24,937,000 | 24,958,000 |
| Risk-weighted assets | 140,331,000 | 148,265,000 | 155,134,000 | 149,251,000 |