Call reports 2016
UNITED BANK — 2016
What UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 158,296,000 | 166,044,000 | 167,768,000 | 174,877,000 |
| Total loans | 130,593,000 | 138,095,000 | 139,060,000 | 142,758,000 |
| Allowance for loan losses | 2,137,000 | 2,130,000 | 2,230,000 | 2,235,000 |
| Securities available for sale | 9,094,000 | 8,681,000 | 8,230,000 | 7,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,841,000 | 122,594,000 | 129,857,000 | 139,033,000 |
| Interest-bearing deposits | 102,641,000 | 105,581,000 | 111,056,000 | 114,440,000 |
| Noninterest-bearing deposits | 19,200,000 | 17,013,000 | 18,801,000 | 24,593,000 |
| Equity capital | 22,631,000 | 22,805,000 | 22,857,000 | 22,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,469,000 | 5,343,000 | 7,262,000 |
| Interest expense | 219,000 | 442,000 | 694,000 | 941,000 |
| Net interest income | 1,468,000 | 3,027,000 | 4,649,000 | 6,321,000 |
| Noninterest income | 323,000 | 742,000 | 1,151,000 | 1,554,000 |
| Noninterest expense | 1,459,000 | 2,973,000 | 4,562,000 | 6,176,000 |
| Provision for loan losses | 0 | 0 | -16,000 | -16,000 |
| Pretax income | 332,000 | 796,000 | 1,254,000 | 1,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 796,000 | 1,254,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,552,000 | 22,695,000 | 22,700,000 | 22,715,000 |
| Total capital | 24,112,000 | 24,355,000 | 24,396,000 | 24,505,000 |
| Risk-weighted assets | 124,288,000 | 132,329,000 | 135,157,000 | 142,712,000 |