Call reports 2019
FIRST ALLIANCE BANK — 2019
What FIRST ALLIANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 138,956,000 | 141,006,000 | 141,699,000 |
| Total loans | 115,527,000 | 115,513,000 | 118,499,000 |
| Allowance for loan losses | 1,090,000 | 1,097,000 | 1,107,000 |
| Securities available for sale | 8,290,000 | 8,069,000 | 7,798,000 |
| Securities held to maturity | 613,000 | 613,000 | 612,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 120,815,000 | 122,517,000 | 122,958,000 |
| Interest-bearing deposits | 86,947,000 | 85,619,000 | 88,462,000 |
| Noninterest-bearing deposits | 33,868,000 | 36,897,000 | 34,496,000 |
| Equity capital | 14,314,000 | 14,584,000 | 14,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,746,000 | 3,537,000 | 5,352,000 |
| Interest expense | 254,000 | 555,000 | 886,000 |
| Net interest income | 1,492,000 | 2,982,000 | 4,466,000 |
| Noninterest income | 138,000 | 289,000 | 438,000 |
| Noninterest expense | 1,344,000 | 2,696,000 | 4,055,000 |
| Provision for loan losses | 21,000 | 21,000 | 22,000 |
| Pretax income | 265,000 | 554,000 | 828,000 |
| Income tax | 63,000 | 134,000 | 200,000 |
| Net income | 202,000 | 420,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 13,947,000 | 14,101,000 | 14,243,000 |
| Total capital | 15,037,000 | 15,198,000 | 15,350,000 |
| Risk-weighted assets | 120,350,000 | 116,641,000 | 121,285,000 |