Call reports 2018
FIRST ALLIANCE BANK — 2018
What FIRST ALLIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,834,000 | 134,256,000 | 135,066,000 | 140,540,000 |
| Total loans | 107,968,000 | 108,231,000 | 110,308,000 | 113,395,000 |
| Allowance for loan losses | 1,077,000 | 848,000 | 960,000 | 1,016,000 |
| Securities available for sale | 9,022,000 | 8,580,000 | 8,247,000 | 8,480,000 |
| Securities held to maturity | 614,000 | 614,000 | 613,000 | 613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,637,000 | 117,889,000 | 118,551,000 | 123,101,000 |
| Interest-bearing deposits | 80,505,000 | 79,804,000 | 81,240,000 | 83,209,000 |
| Noninterest-bearing deposits | 36,132,000 | 38,085,000 | 37,311,000 | 39,891,000 |
| Equity capital | 13,618,000 | 13,720,000 | 13,806,000 | 14,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 3,059,000 | 4,658,000 | 6,632,000 |
| Interest expense | 155,000 | 317,000 | 516,000 | 745,000 |
| Net interest income | 1,310,000 | 2,742,000 | 4,142,000 | 5,887,000 |
| Noninterest income | 139,000 | 288,000 | 444,000 | 955,000 |
| Noninterest expense | 1,328,000 | 2,654,000 | 3,974,000 | 5,231,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 109,000 | 352,000 | 576,000 | 1,563,000 |
| Income tax | 8,000 | 50,000 | 88,000 | 314,000 |
| Net income | 101,000 | 302,000 | 488,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,080,000 | 13,225,000 | 12,885,000 | 14,311,000 |
| Total capital | 14,157,000 | 14,073,000 | 13,845,000 | 15,327,000 |
| Risk-weighted assets | 113,840,000 | 113,909,000 | 113,971,000 | 115,291,000 |