Call reports 2017
FIRST ALLIANCE BANK — 2017
What FIRST ALLIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,197,000 | 130,955,000 | 131,769,000 | 131,810,000 |
| Total loans | 103,689,000 | 103,671,000 | 101,686,000 | 104,361,000 |
| Allowance for loan losses | 1,036,000 | 1,097,000 | 1,040,000 | 1,059,000 |
| Securities available for sale | 5,958,000 | 6,664,000 | 8,422,000 | 9,475,000 |
| Securities held to maturity | 614,000 | 614,000 | 614,000 | 614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,375,000 | 112,974,000 | 115,532,000 | 115,399,000 |
| Interest-bearing deposits | 76,903,000 | 81,428,000 | 83,486,000 | 79,502,000 |
| Noninterest-bearing deposits | 29,471,000 | 31,546,000 | 32,046,000 | 35,897,000 |
| Equity capital | 13,437,000 | 13,508,000 | 13,644,000 | 13,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,866,000 | 4,298,000 | 5,811,000 |
| Interest expense | 153,000 | 304,000 | 458,000 | 613,000 |
| Net interest income | 1,269,000 | 2,562,000 | 3,840,000 | 5,198,000 |
| Noninterest income | 96,000 | 205,000 | 348,000 | 529,000 |
| Noninterest expense | 1,162,000 | 2,396,000 | 3,603,000 | 4,831,000 |
| Provision for loan losses | 58,000 | 109,000 | 159,000 | 171,000 |
| Pretax income | 145,000 | 262,000 | 426,000 | 725,000 |
| Income tax | 52,000 | 90,000 | 117,000 | 206,000 |
| Net income | 93,000 | 172,000 | 309,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,723,000 | 12,716,000 | 12,857,000 | 13,164,000 |
| Total capital | 13,759,000 | 13,813,000 | 13,897,000 | 14,223,000 |
| Risk-weighted assets | 110,345,000 | 109,852,000 | 106,857,000 | 109,972,000 |