Call reports 2016
FIRST ALLIANCE BANK — 2016
What FIRST ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,427,000 | 119,576,000 | 121,968,000 | 122,938,000 |
| Total loans | 94,935,000 | 98,324,000 | 100,459,000 | 106,239,000 |
| Allowance for loan losses | 1,544,000 | 1,163,000 | 962,000 | 965,000 |
| Securities available for sale | 6,110,000 | 6,302,000 | 6,019,000 | 5,477,000 |
| Securities held to maturity | 612,000 | 612,000 | 614,000 | 614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,980,000 | 102,846,000 | 102,398,000 | 105,152,000 |
| Interest-bearing deposits | 77,028,000 | 75,591,000 | 76,362,000 | 77,472,000 |
| Noninterest-bearing deposits | 23,952,000 | 27,256,000 | 26,036,000 | 27,681,000 |
| Equity capital | 13,110,000 | 13,257,000 | 13,287,000 | 13,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,798,000 | 4,144,000 | 5,538,000 |
| Interest expense | 141,000 | 282,000 | 429,000 | 580,000 |
| Net interest income | 1,109,000 | 2,516,000 | 3,715,000 | 4,958,000 |
| Noninterest income | 108,000 | 234,000 | 343,000 | 458,000 |
| Noninterest expense | 1,144,000 | 2,389,000 | 3,642,000 | 4,851,000 |
| Provision for loan losses | 29,000 | 179,000 | 192,000 | 192,000 |
| Pretax income | 44,000 | 182,000 | 224,000 | 373,000 |
| Income tax | 6,000 | 21,000 | 30,000 | 51,000 |
| Net income | 38,000 | 161,000 | 194,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,324,000 | 12,321,000 | 12,493,000 | 12,626,000 |
| Total capital | 13,654,000 | 13,484,000 | 13,455,000 | 13,591,000 |
| Risk-weighted assets | 105,923,000 | 106,523,000 | 108,881,000 | 110,244,000 |