Call reports 2015
FIRST ALLIANCE BANK — 2015
What FIRST ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,320,000 | 120,126,000 | 119,871,000 | 119,527,000 |
| Total loans | 96,158,000 | 96,022,000 | 96,616,000 | 96,313,000 |
| Allowance for loan losses | 1,597,000 | 1,620,000 | 1,630,000 | 1,599,000 |
| Securities available for sale | 5,823,000 | 5,959,000 | 4,699,000 | 6,253,000 |
| Securities held to maturity | 607,000 | 608,000 | 609,000 | 610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,503,000 | 103,643,000 | 103,404,000 | 102,995,000 |
| Interest-bearing deposits | 80,153,000 | 77,483,000 | 78,195,000 | 76,790,000 |
| Noninterest-bearing deposits | 22,351,000 | 26,160,000 | 25,209,000 | 26,205,000 |
| Equity capital | 12,819,000 | 12,879,000 | 12,931,000 | 13,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,722,000 | 4,049,000 | 5,368,000 |
| Interest expense | 163,000 | 316,000 | 465,000 | 608,000 |
| Net interest income | 1,218,000 | 2,406,000 | 3,584,000 | 4,760,000 |
| Noninterest income | 113,000 | 215,000 | 340,000 | 550,000 |
| Noninterest expense | 1,169,000 | 2,372,000 | 3,600,000 | 4,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 249,000 | 333,000 | 491,000 |
| Income tax | 46,000 | 58,000 | 74,000 | 111,000 |
| Net income | 116,000 | 191,000 | 259,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,936,000 | 11,522,000 | 11,973,000 | 12,147,000 |
| Total capital | 13,294,000 | 12,740,000 | 13,276,000 | 13,425,000 |
| Risk-weighted assets | 107,944,000 | 96,302,000 | 103,389,000 | 101,458,000 |