Call reports 2014
FIRST ALLIANCE BANK — 2014
What FIRST ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,217,000 | 117,733,000 | 120,444,000 | 120,126,000 |
| Total loans | 93,233,000 | 96,075,000 | 96,289,000 | 99,430,000 |
| Allowance for loan losses | 1,918,000 | 1,749,000 | 1,754,000 | 1,819,000 |
| Securities available for sale | 7,622,000 | 5,445,000 | 5,978,000 | 5,711,000 |
| Securities held to maturity | 602,000 | 604,000 | 605,000 | 606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,362,000 | 98,567,000 | 102,541,000 | 101,954,000 |
| Interest-bearing deposits | 83,461,000 | 79,863,000 | 82,922,000 | 80,336,000 |
| Noninterest-bearing deposits | 17,900,000 | 18,704,000 | 19,619,000 | 21,619,000 |
| Equity capital | 12,153,000 | 12,236,000 | 12,511,000 | 12,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,676,000 | 4,052,000 | 5,416,000 |
| Interest expense | 206,000 | 414,000 | 621,000 | 814,000 |
| Net interest income | 1,141,000 | 2,262,000 | 3,431,000 | 4,602,000 |
| Noninterest income | 79,000 | 211,000 | 777,000 | 904,000 |
| Noninterest expense | 1,205,000 | 2,412,000 | 3,715,000 | 4,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 61,000 | 493,000 | 631,000 |
| Income tax | 0 | 0 | 149,000 | 177,000 |
| Net income | 15,000 | 61,000 | 344,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,725,000 | 10,820,000 | 11,318,000 | 11,363,000 |
| Total capital | 11,927,000 | 12,050,000 | 12,559,000 | 12,648,000 |
| Risk-weighted assets | 95,459,000 | 97,906,000 | 98,733,000 | 102,305,000 |