Call reports 2013
FIRST ALLIANCE BANK — 2013
What FIRST ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,618,000 | 119,146,000 | 118,996,000 | 116,770,000 |
| Total loans | 95,259,000 | 94,040,000 | 92,529,000 | 94,884,000 |
| Allowance for loan losses | 2,229,000 | 1,918,000 | 1,902,000 | 1,909,000 |
| Securities available for sale | 9,464,000 | 8,691,000 | 8,302,000 | 7,802,000 |
| Securities held to maturity | 597,000 | 599,000 | 599,000 | 601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,478,000 | 99,076,000 | 100,192,000 | 98,275,000 |
| Interest-bearing deposits | 84,171,000 | 81,073,000 | 81,025,000 | 79,639,000 |
| Noninterest-bearing deposits | 17,307,000 | 18,004,000 | 19,167,000 | 18,636,000 |
| Equity capital | 11,675,000 | 11,577,000 | 11,600,000 | 12,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,764,000 | 4,164,000 | 5,460,000 |
| Interest expense | 244,000 | 473,000 | 698,000 | 917,000 |
| Net interest income | 1,130,000 | 2,291,000 | 3,466,000 | 4,543,000 |
| Noninterest income | 145,000 | 156,000 | 236,000 | 358,000 |
| Noninterest expense | 1,261,000 | 2,421,000 | 3,665,000 | 4,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 64,000 | 75,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 64,000 | 75,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,139,000 | 10,189,000 | 10,239,000 | 10,648,000 |
| Total capital | 11,357,000 | 11,390,000 | 11,422,000 | 11,856,000 |
| Risk-weighted assets | 96,435,000 | 95,387,000 | 93,917,000 | 95,956,000 |