Call reports 2012
FIRST ALLIANCE BANK — 2012
What FIRST ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,647,000 | 124,660,000 | 121,119,000 | 122,787,000 |
| Total loans | 88,536,000 | 90,405,000 | 93,301,000 | 95,715,000 |
| Allowance for loan losses | 2,276,000 | 2,199,000 | 2,211,000 | 2,244,000 |
| Securities available for sale | 12,811,000 | 13,127,000 | 11,963,000 | 9,926,000 |
| Securities held to maturity | 583,000 | 582,000 | 583,000 | 596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,159,000 | 103,625,000 | 101,144,000 | 101,789,000 |
| Interest-bearing deposits | 90,633,000 | 87,595,000 | 84,000,000 | 84,910,000 |
| Noninterest-bearing deposits | 14,526,000 | 16,030,000 | 17,144,000 | 16,879,000 |
| Equity capital | 12,329,000 | 12,355,000 | 12,178,000 | 11,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,764,000 | 4,175,000 | 5,552,000 |
| Interest expense | 377,000 | 730,000 | 1,027,000 | 1,294,000 |
| Net interest income | 1,002,000 | 2,034,000 | 3,148,000 | 4,258,000 |
| Noninterest income | 105,000 | 337,000 | 424,000 | 68,000 |
| Noninterest expense | 1,084,000 | 2,267,000 | 3,505,000 | 4,690,000 |
| Provision for loan losses | 8,000 | 32,000 | 209,000 | 236,000 |
| Pretax income | 15,000 | 72,000 | -142,000 | -583,000 |
| Income tax | 0 | 11,000 | 11,000 | 11,000 |
| Net income | 15,000 | 61,000 | -153,000 | -594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,693,000 | 10,802,000 | 10,635,000 | 10,034,000 |
| Total capital | 11,844,000 | 11,952,000 | 11,823,000 | 11,238,000 |
| Risk-weighted assets | 90,968,000 | 90,951,000 | 94,057,000 | 95,295,000 |