Call reports 2011
FIRST ALLIANCE BANK — 2011
What FIRST ALLIANCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,159,000 | 127,950,000 | 124,883,000 | 126,806,000 |
| Total loans | 95,856,000 | 95,984,000 | 95,115,000 | 91,544,000 |
| Allowance for loan losses | 3,470,000 | 3,270,000 | 3,130,000 | 2,257,000 |
| Securities available for sale | 14,605,000 | 13,879,000 | 12,046,000 | 12,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,890,000 | 103,946,000 | 101,575,000 | 102,181,000 |
| Interest-bearing deposits | 92,045,000 | 91,027,000 | 88,911,000 | 89,615,000 |
| Noninterest-bearing deposits | 13,845,000 | 12,918,000 | 12,663,000 | 12,566,000 |
| Equity capital | 12,001,000 | 12,419,000 | 12,474,000 | 12,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,017,000 | 4,597,000 | 6,145,000 |
| Interest expense | 448,000 | 863,000 | 1,265,000 | 1,652,000 |
| Net interest income | 1,056,000 | 2,154,000 | 3,332,000 | 4,493,000 |
| Noninterest income | 125,000 | 235,000 | 380,000 | 225,000 |
| Noninterest expense | 1,157,000 | 2,305,000 | 3,534,000 | 4,759,000 |
| Provision for loan losses | 0 | 0 | 95,000 | 95,000 |
| Pretax income | 24,000 | 84,000 | 83,000 | -136,000 |
| Income tax | 0 | 8,000 | 0 | 0 |
| Net income | 24,000 | 76,000 | 83,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,636,000 | 11,049,000 | 11,049,000 | 10,649,000 |
| Total capital | 11,866,000 | 12,266,000 | 12,267,000 | 11,823,000 |
| Risk-weighted assets | 96,122,000 | 95,270,000 | 95,539,000 | 92,827,000 |