Call reports 2010
FIRST ALLIANCE BANK — 2010
What FIRST ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,632,000 | 134,581,000 | 130,797,000 | 134,658,000 |
| Total loans | 104,568,000 | 105,291,000 | 97,337,000 | 98,607,000 |
| Allowance for loan losses | 2,921,000 | 3,210,000 | 3,292,000 | 3,672,000 |
| Securities available for sale | 10,268,000 | 10,568,000 | 12,247,000 | 12,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,553,000 | 107,166,000 | 105,823,000 | 109,834,000 |
| Interest-bearing deposits | 96,634,000 | 95,267,000 | 93,995,000 | 96,112,000 |
| Noninterest-bearing deposits | 10,918,000 | 11,899,000 | 11,828,000 | 13,722,000 |
| Equity capital | 12,090,000 | 11,626,000 | 11,536,000 | 11,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,461,000 | 5,074,000 | 6,614,000 |
| Interest expense | 613,000 | 1,189,000 | 1,708,000 | 2,209,000 |
| Net interest income | 1,168,000 | 2,272,000 | 3,366,000 | 4,405,000 |
| Noninterest income | 90,000 | 226,000 | 1,137,000 | 1,149,000 |
| Noninterest expense | 1,135,000 | 2,731,000 | 4,254,000 | 5,496,000 |
| Provision for loan losses | 79,000 | 460,000 | 1,058,000 | 1,486,000 |
| Pretax income | 75,000 | -572,000 | -676,000 | -1,295,000 |
| Income tax | 17,000 | -239,000 | -289,000 | -527,000 |
| Net income | 58,000 | -333,000 | -387,000 | -768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,121,000 | 10,977,000 | 10,767,000 | 10,225,000 |
| Total capital | 12,455,000 | 12,292,000 | 12,045,000 | 11,486,000 |
| Risk-weighted assets | 105,163,000 | 103,346,000 | 100,241,000 | 98,436,000 |