Call reports 2009
FIRST ALLIANCE BANK — 2009
What FIRST ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,302,000 | 139,682,000 | 138,135,000 | 138,822,000 |
| Total loans | 109,724,000 | 107,227,000 | 108,366,000 | 107,778,000 |
| Allowance for loan losses | 1,668,000 | 2,283,000 | 2,797,000 | 2,843,000 |
| Securities available for sale | 11,143,000 | 12,408,000 | 12,292,000 | 11,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,843,000 | 112,079,000 | 110,659,000 | 112,385,000 |
| Interest-bearing deposits | 104,130,000 | 99,701,000 | 99,534,000 | 100,909,000 |
| Noninterest-bearing deposits | 11,713,000 | 12,378,000 | 11,125,000 | 11,475,000 |
| Equity capital | 10,685,000 | 12,543,000 | 12,406,000 | 12,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,806,000 | 5,735,000 | 7,596,000 |
| Interest expense | 868,000 | 1,679,000 | 2,403,000 | 3,079,000 |
| Net interest income | 1,033,000 | 2,127,000 | 3,332,000 | 4,517,000 |
| Noninterest income | 96,000 | 220,000 | 345,000 | 85,000 |
| Noninterest expense | 1,054,000 | 2,344,000 | 3,593,000 | 4,702,000 |
| Provision for loan losses | 130,000 | 1,013,000 | 1,520,000 | 1,950,000 |
| Pretax income | -3,000 | -958,000 | -1,384,000 | -2,046,000 |
| Income tax | -9,000 | -375,000 | -556,000 | -800,000 |
| Net income | 6,000 | -583,000 | -828,000 | -1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,522,000 | 12,432,000 | 12,199,000 | 11,049,000 |
| Total capital | 11,951,000 | 13,861,000 | 13,634,000 | 12,433,000 |
| Risk-weighted assets | 114,090,000 | 113,444,000 | 113,406,000 | 109,288,000 |