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Call reports 2007

FIRST ALLIANCE BANK — 2007

What FIRST ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e8f9cced-3e3e-4e6f-ac6c-d7817e613029/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets120,958,000123,708,000127,200,000128,535,000
Total loans92,228,00095,554,000100,234,000100,524,000
Allowance for loan losses1,153,0001,194,0001,304,0001,347,000
Securities available for sale17,147,00018,451,00018,539,00017,635,000
Securities held to maturity0000
Trading assets0000
Total deposits104,258,000106,999,000105,046,000108,243,000
Interest-bearing deposits95,231,00097,149,00095,958,00098,812,000
Noninterest-bearing deposits9,027,0009,850,0009,088,0009,431,000
Equity capital9,856,0009,805,00010,202,00010,325,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income2,189,0004,458,0006,834,0009,196,000
Interest expense1,191,0002,414,0003,695,0005,003,000
Net interest income998,0002,044,0003,139,0004,193,000
Noninterest income74,000127,000215,000320,000
Noninterest expense928,0001,893,0002,866,0003,763,000
Provision for loan losses23,00078,000168,000277,000
Pretax income121,000200,000320,000480,000
Income tax39,00061,00099,000151,000
Net income82,000139,000221,000329,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital9,789,0009,944,00010,173,00010,177,000
Total capital10,955,00011,150,00011,487,00011,538,000
Risk-weighted assets106,386,000106,500,000110,615,000112,328,000