Call reports 2007
FIRST ALLIANCE BANK — 2007
What FIRST ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 120,958,000 | 123,708,000 | 127,200,000 | 128,535,000 |
| Total loans | 92,228,000 | 95,554,000 | 100,234,000 | 100,524,000 |
| Allowance for loan losses | 1,153,000 | 1,194,000 | 1,304,000 | 1,347,000 |
| Securities available for sale | 17,147,000 | 18,451,000 | 18,539,000 | 17,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,258,000 | 106,999,000 | 105,046,000 | 108,243,000 |
| Interest-bearing deposits | 95,231,000 | 97,149,000 | 95,958,000 | 98,812,000 |
| Noninterest-bearing deposits | 9,027,000 | 9,850,000 | 9,088,000 | 9,431,000 |
| Equity capital | 9,856,000 | 9,805,000 | 10,202,000 | 10,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,458,000 | 6,834,000 | 9,196,000 |
| Interest expense | 1,191,000 | 2,414,000 | 3,695,000 | 5,003,000 |
| Net interest income | 998,000 | 2,044,000 | 3,139,000 | 4,193,000 |
| Noninterest income | 74,000 | 127,000 | 215,000 | 320,000 |
| Noninterest expense | 928,000 | 1,893,000 | 2,866,000 | 3,763,000 |
| Provision for loan losses | 23,000 | 78,000 | 168,000 | 277,000 |
| Pretax income | 121,000 | 200,000 | 320,000 | 480,000 |
| Income tax | 39,000 | 61,000 | 99,000 | 151,000 |
| Net income | 82,000 | 139,000 | 221,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,789,000 | 9,944,000 | 10,173,000 | 10,177,000 |
| Total capital | 10,955,000 | 11,150,000 | 11,487,000 | 11,538,000 |
| Risk-weighted assets | 106,386,000 | 106,500,000 | 110,615,000 | 112,328,000 |