Call reports 2002
FIRST ALLIANCE BANK — 2002
What FIRST ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,141,000 | 53,638,000 | 56,112,000 | 57,658,000 |
| Total loans | 36,721,000 | 42,691,000 | 47,459,000 | 48,994,000 |
| Allowance for loan losses | 490,000 | 571,000 | 638,000 | 623,000 |
| Securities available for sale | 2,271,000 | 3,848,000 | 3,050,000 | 2,962,000 |
| Securities held to maturity | 1,612,000 | 1,521,000 | 1,409,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,948,000 | 44,390,000 | 46,873,000 | 48,318,000 |
| Interest-bearing deposits | 33,189,000 | 40,293,000 | 42,476,000 | 42,940,000 |
| Noninterest-bearing deposits | 3,759,000 | 4,097,000 | 4,397,000 | 5,378,000 |
| Equity capital | 5,557,000 | 5,608,000 | 5,643,000 | 5,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,522,000 | 2,400,000 | 3,304,000 |
| Interest expense | 272,000 | 568,000 | 917,000 | 1,264,000 |
| Net interest income | 464,000 | 954,000 | 1,483,000 | 2,040,000 |
| Noninterest income | 22,000 | 39,000 | 58,000 | 82,000 |
| Noninterest expense | 410,000 | 824,000 | 1,266,000 | 1,649,000 |
| Provision for loan losses | 36,000 | 117,000 | 184,000 | 269,000 |
| Pretax income | 40,000 | 52,000 | 91,000 | 204,000 |
| Income tax | 0 | 2,000 | 0 | 0 |
| Net income | 40,000 | 50,000 | 91,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,549,000 | 5,560,000 | 5,588,000 | 5,702,000 |
| Total capital | 6,011,000 | 6,075,000 | 6,148,000 | 6,284,000 |
| Risk-weighted assets | 36,913,000 | 41,174,000 | 44,701,000 | 46,509,000 |