Call reports 2001
FIRST ALLIANCE BANK — 2001
What FIRST ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,561,000 | 38,821,000 | 41,813,000 | 42,299,000 |
| Total loans | 26,029,000 | 28,890,000 | 31,985,000 | 34,546,000 |
| Allowance for loan losses | 343,000 | 386,000 | 432,000 | 454,000 |
| Securities available for sale | 2,970,000 | 4,191,000 | 4,174,000 | 2,628,000 |
| Securities held to maturity | 2,004,000 | 1,922,000 | 1,815,000 | 1,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,339,000 | 27,542,000 | 30,513,000 | 34,061,000 |
| Interest-bearing deposits | 24,688,000 | 24,808,000 | 26,700,000 | 29,799,000 |
| Noninterest-bearing deposits | 2,651,000 | 2,734,000 | 3,813,000 | 4,262,000 |
| Equity capital | 5,414,000 | 5,437,000 | 5,504,000 | 5,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,418,000 | 2,177,000 | 2,900,000 |
| Interest expense | 327,000 | 694,000 | 1,051,000 | 1,362,000 |
| Net interest income | 353,000 | 724,000 | 1,126,000 | 1,538,000 |
| Noninterest income | 14,000 | 27,000 | 43,000 | 64,000 |
| Noninterest expense | 316,000 | 634,000 | 963,000 | 1,325,000 |
| Provision for loan losses | 48,000 | 91,000 | 137,000 | 176,000 |
| Pretax income | 3,000 | 26,000 | 69,000 | 101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 26,000 | 69,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,380,000 | 5,412,000 | 5,455,000 | 5,502,000 |
| Total capital | 5,694,000 | 5,762,000 | 5,840,000 | 5,918,000 |
| Risk-weighted assets | 25,068,000 | 27,972,000 | 30,734,000 | 33,239,000 |