Call reports 2025
BANK OF SPRINGFIELD — 2025
What BANK OF SPRINGFIELD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,750,082,000 | 1,801,516,000 | 1,866,857,000 | 1,904,880,000 |
| Total loans | 1,506,579,000 | 1,516,431,000 | 1,535,413,000 | 1,547,580,000 |
| Allowance for loan losses | 15,210,000 | 15,962,000 | 15,862,000 | 15,539,000 |
| Securities available for sale | 92,379,000 | 88,213,000 | 90,784,000 | 89,915,000 |
| Securities held to maturity | 0 | 0 | 4,409,000 | 9,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,464,251,000 | 1,543,846,000 | 1,611,618,000 | 1,649,405,000 |
| Interest-bearing deposits | 1,249,611,000 | 1,342,550,000 | 1,404,909,000 | 1,451,584,000 |
| Noninterest-bearing deposits | 214,640,000 | 201,296,000 | 206,709,000 | 197,821,000 |
| Equity capital | 154,984,000 | 158,027,000 | 164,363,000 | 169,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 24,294,000 | 50,017,000 | 77,631,000 | 105,601,000 |
| Interest expense | 7,830,000 | 16,306,000 | 25,697,000 | 34,741,000 |
| Net interest income | 16,464,000 | 33,711,000 | 51,934,000 | 70,860,000 |
| Noninterest income | 5,652,000 | 11,265,000 | 17,242,000 | 23,170,000 |
| Noninterest expense | 14,866,000 | 30,406,000 | 46,292,000 | 61,666,000 |
| Provision for loan losses | 879,000 | 1,623,000 | 2,183,000 | 3,111,000 |
| Pretax income | 6,350,000 | 12,920,000 | 20,534,000 | 28,693,000 |
| Income tax | 1,456,000 | 3,031,000 | 4,872,000 | 6,847,000 |
| Net income | 4,894,000 | 9,889,000 | 15,662,000 | 21,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,126,000 | 157,855,000 | 163,638,000 | 169,132,000 |
| Total capital | 167,552,000 | 173,038,000 | 178,862,000 | 183,783,000 |
| Risk-weighted assets | 1,482,170,000 | 1,471,978,000 | 1,504,709,000 | 1,548,933,000 |