Call reports 2024
BANK OF SPRINGFIELD — 2024
What BANK OF SPRINGFIELD reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,587,966,000 | 1,642,928,000 | 1,720,959,000 | 1,708,754,000 |
| Total loans | 1,337,199,000 | 1,368,830,000 | 1,414,677,000 | 1,460,405,000 |
| Allowance for loan losses | 12,837,000 | 13,244,000 | 13,816,000 | 14,812,000 |
| Securities available for sale | 108,741,000 | 96,027,000 | 107,008,000 | 97,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,333,140,000 | 1,408,678,000 | 1,477,882,000 | 1,476,648,000 |
| Interest-bearing deposits | 1,123,719,000 | 1,186,231,000 | 1,270,044,000 | 1,263,917,000 |
| Noninterest-bearing deposits | 209,421,000 | 222,447,000 | 207,838,000 | 212,731,000 |
| Equity capital | 137,213,000 | 138,590,000 | 146,587,000 | 150,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 21,110,000 | 43,608,000 | 67,845,000 | 92,624,000 |
| Interest expense | 6,792,000 | 14,248,000 | 22,909,000 | 31,511,000 |
| Net interest income | 14,318,000 | 29,360,000 | 44,936,000 | 61,113,000 |
| Noninterest income | 4,968,000 | 10,053,000 | 15,462,000 | 20,862,000 |
| Noninterest expense | 13,261,000 | 27,099,000 | 41,426,000 | 55,580,000 |
| Provision for loan losses | 1,228,000 | 1,627,000 | 2,158,000 | 3,417,000 |
| Pretax income | 5,325,000 | 11,114,000 | 17,222,000 | 23,555,000 |
| Income tax | 1,343,000 | 2,823,000 | 4,368,000 | 5,968,000 |
| Net income | 3,982,000 | 8,291,000 | 12,854,000 | 17,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,649,000 | 140,757,000 | 145,266,000 | 148,583,000 |
| Total capital | 149,720,000 | 153,336,000 | 158,436,000 | 162,590,000 |
| Risk-weighted assets | 1,336,947,000 | 1,375,801,000 | 1,410,479,000 | 1,453,193,000 |