Call reports 2023
BANK OF SPRINGFIELD — 2023
What BANK OF SPRINGFIELD reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,418,205,000 | 1,470,395,000 | 1,526,021,000 | 1,569,936,000 |
| Total loans | 1,147,035,000 | 1,202,933,000 | 1,271,982,000 | 1,313,993,000 |
| Allowance for loan losses | 12,968,000 | 13,505,000 | 14,559,000 | 11,678,000 |
| Securities available for sale | 164,147,000 | 151,149,000 | 132,617,000 | 113,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,203,223,000 | 1,255,129,000 | 1,299,109,000 | 1,319,964,000 |
| Interest-bearing deposits | 968,298,000 | 1,046,773,000 | 1,091,198,000 | 1,109,536,000 |
| Noninterest-bearing deposits | 234,925,000 | 208,356,000 | 207,911,000 | 210,428,000 |
| Equity capital | 124,293,000 | 127,171,000 | 129,970,000 | 133,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,573,000 | 33,324,000 | 52,233,000 | 72,952,000 |
| Interest expense | 2,496,000 | 6,266,000 | 11,327,000 | 17,297,000 |
| Net interest income | 13,077,000 | 27,058,000 | 40,906,000 | 55,655,000 |
| Noninterest income | 4,403,000 | 8,900,000 | 13,439,000 | 18,277,000 |
| Noninterest expense | 12,138,000 | 24,399,000 | 37,408,000 | 51,290,000 |
| Provision for loan losses | 700,000 | 1,690,000 | 2,147,000 | 1,752,000 |
| Pretax income | 4,644,000 | 9,761,000 | 14,689,000 | 19,793,000 |
| Income tax | 1,328,000 | 2,787,000 | 4,201,000 | 5,401,000 |
| Net income | 3,316,000 | 6,974,000 | 10,488,000 | 14,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,929,000 | 129,631,000 | 132,803,000 | 133,997,000 |
| Total capital | 138,897,000 | 143,246,000 | 146,128,000 | 145,437,000 |
| Risk-weighted assets | 1,215,754,000 | 1,254,273,000 | 1,292,567,000 | 1,320,855,000 |