Call reports 2022
BANK OF SPRINGFIELD — 2022
What BANK OF SPRINGFIELD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,460,797,000 | 1,500,853,000 | 1,460,170,000 | 1,441,880,000 |
| Total loans | 1,042,337,000 | 1,113,261,000 | 1,121,881,000 | 1,138,918,000 |
| Allowance for loan losses | 13,193,000 | 13,206,000 | 14,039,000 | 13,139,000 |
| Securities available for sale | 147,002,000 | 153,158,000 | 190,404,000 | 177,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,293,975,000 | 1,331,726,000 | 1,296,075,000 | 1,231,890,000 |
| Interest-bearing deposits | 1,054,655,000 | 1,106,908,000 | 1,068,167,000 | 994,330,000 |
| Noninterest-bearing deposits | 239,320,000 | 224,818,000 | 227,908,000 | 237,560,000 |
| Equity capital | 112,995,000 | 114,874,000 | 116,606,000 | 119,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,897,000 | 23,333,000 | 37,469,000 | 52,348,000 |
| Interest expense | 1,211,000 | 2,424,000 | 3,832,000 | 5,660,000 |
| Net interest income | 9,686,000 | 20,909,000 | 33,637,000 | 46,688,000 |
| Noninterest income | 6,548,000 | 12,083,000 | 16,973,000 | 21,091,000 |
| Noninterest expense | 11,681,000 | 23,284,000 | 35,661,000 | 48,273,000 |
| Provision for loan losses | 225,000 | 225,000 | 525,000 | 1,325,000 |
| Pretax income | 4,328,000 | 9,483,000 | 14,424,000 | 18,181,000 |
| Income tax | 1,212,000 | 2,682,000 | 4,094,000 | 5,125,000 |
| Net income | 3,116,000 | 6,801,000 | 10,330,000 | 13,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,869,000 | 115,598,000 | 119,171,000 | 121,941,000 |
| Total capital | 125,062,000 | 128,804,000 | 133,211,000 | 135,080,000 |
| Risk-weighted assets | 1,143,583,000 | 1,213,531,000 | 1,204,882,000 | 1,215,079,000 |