Call reports 2021
BANK OF SPRINGFIELD — 2021
What BANK OF SPRINGFIELD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,296,657,000 | 1,377,010,000 | 1,426,343,000 | 1,454,541,000 |
| Total loans | 1,029,049,000 | 1,001,882,000 | 964,772,000 | 1,022,979,000 |
| Allowance for loan losses | 13,683,000 | 13,642,000 | 13,857,000 | 12,958,000 |
| Securities available for sale | 68,073,000 | 74,599,000 | 87,989,000 | 105,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,100,336,000 | 1,176,171,000 | 1,234,656,000 | 1,270,528,000 |
| Interest-bearing deposits | 876,250,000 | 945,877,000 | 1,019,338,000 | 1,042,137,000 |
| Noninterest-bearing deposits | 224,086,000 | 230,294,000 | 215,318,000 | 228,391,000 |
| Equity capital | 106,825,000 | 109,744,000 | 110,593,000 | 112,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,560,000 | 25,487,000 | 37,805,000 | 49,164,000 |
| Interest expense | 1,240,000 | 2,474,000 | 3,810,000 | 5,084,000 |
| Net interest income | 10,320,000 | 23,013,000 | 33,995,000 | 44,080,000 |
| Noninterest income | 6,482,000 | 11,241,000 | 16,327,000 | 22,833,000 |
| Noninterest expense | 11,093,000 | 22,576,000 | 33,807,000 | 45,900,000 |
| Provision for loan losses | 350,000 | 450,000 | 750,000 | 950,000 |
| Pretax income | 5,379,000 | 11,248,000 | 15,785,000 | 20,083,000 |
| Income tax | 1,507,000 | 3,161,000 | 4,452,000 | 5,712,000 |
| Net income | 3,872,000 | 8,087,000 | 11,333,000 | 14,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,963,000 | 108,029,000 | 108,961,000 | 109,076,000 |
| Total capital | 117,829,000 | 121,020,000 | 122,018,000 | 122,034,000 |
| Risk-weighted assets | 1,028,448,000 | 1,038,677,000 | 1,043,770,000 | 1,103,023,000 |