Call reports 2020
BANK OF SPRINGFIELD — 2020
What BANK OF SPRINGFIELD reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,037,172,000 | 1,202,033,000 | 1,246,518,000 | 1,249,736,000 |
| Total loans | 869,962,000 | 978,463,000 | 1,011,535,000 | 996,133,000 |
| Allowance for loan losses | 11,586,000 | 10,809,000 | 12,110,000 | 12,145,000 |
| Securities available for sale | 55,561,000 | 55,061,000 | 53,982,000 | 61,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,761,000 | 991,836,000 | 1,039,188,000 | 1,050,371,000 |
| Interest-bearing deposits | 697,348,000 | 779,568,000 | 845,283,000 | 845,725,000 |
| Noninterest-bearing deposits | 156,413,000 | 212,268,000 | 193,905,000 | 204,646,000 |
| Equity capital | 99,199,000 | 102,097,000 | 104,466,000 | 107,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,016,000 | 22,662,000 | 33,912,000 | 46,994,000 |
| Interest expense | 1,809,000 | 3,163,000 | 4,546,000 | 5,882,000 |
| Net interest income | 9,207,000 | 19,499,000 | 29,366,000 | 41,112,000 |
| Noninterest income | 4,445,000 | 10,917,000 | 17,867,000 | 22,365,000 |
| Noninterest expense | 10,107,000 | 20,762,000 | 32,009,000 | 42,973,000 |
| Provision for loan losses | 900,000 | 3,500,000 | 4,800,000 | 5,475,000 |
| Pretax income | 2,723,000 | 6,232,000 | 10,502,000 | 15,107,000 |
| Income tax | 792,000 | 1,797,000 | 3,028,000 | 4,341,000 |
| Net income | 1,931,000 | 4,435,000 | 7,474,000 | 10,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,524,000 | 99,961,000 | 102,424,000 | 105,142,000 |
| Total capital | 109,110,000 | 110,770,000 | 114,428,000 | 117,287,000 |
| Risk-weighted assets | 934,023,000 | 931,875,000 | 960,189,000 | 1,014,018,000 |