Call reports 2018
BANK OF SPRINGFIELD — 2018
What BANK OF SPRINGFIELD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 962,612,000 | 994,288,000 | 1,028,758,000 | 1,005,697,000 |
| Total loans | 824,527,000 | 836,103,000 | 860,063,000 | 861,200,000 |
| Allowance for loan losses | 9,451,000 | 8,362,000 | 9,154,000 | 7,188,000 |
| Securities available for sale | 56,607,000 | 70,171,000 | 68,185,000 | 63,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,522,000 | 834,602,000 | 867,997,000 | 839,083,000 |
| Interest-bearing deposits | 658,622,000 | 685,994,000 | 729,784,000 | 663,886,000 |
| Noninterest-bearing deposits | 159,900,000 | 148,608,000 | 138,213,000 | 175,197,000 |
| Equity capital | 86,500,000 | 88,209,000 | 91,987,000 | 92,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,591,000 | 20,945,000 | 31,398,000 | 42,608,000 |
| Interest expense | 954,000 | 1,979,000 | 3,544,000 | 5,568,000 |
| Net interest income | 9,637,000 | 18,966,000 | 27,854,000 | 37,040,000 |
| Noninterest income | 3,170,000 | 6,556,000 | 9,755,000 | 12,726,000 |
| Noninterest expense | 8,994,000 | 18,034,000 | 26,878,000 | 37,982,000 |
| Provision for loan losses | 500,000 | 1,250,000 | 2,050,000 | 2,350,000 |
| Pretax income | 3,313,000 | 6,238,000 | 8,681,000 | 9,434,000 |
| Income tax | 1,045,000 | 1,785,000 | 2,488,000 | 2,712,000 |
| Net income | 2,268,000 | 4,453,000 | 6,193,000 | 6,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,216,000 | 87,050,000 | 90,987,000 | 90,932,000 |
| Total capital | 94,667,000 | 95,412,000 | 100,157,000 | 98,120,000 |
| Risk-weighted assets | 891,058,000 | 918,571,000 | 932,211,000 | 924,700,000 |